Price the protection you actually need: term, health, motor.
Figure out exactly how much term life insurance you actually need, based on income, debts, dependents, and existing savings. Free, instant, and honest about how the numbers are derived.
Compare two health plans on total annual cost: premium + expected medical use, with HSA tax savings layered in.
Find the right disability insurance coverage: model employer LTD, individual policy size, elimination period, and estimated premium against your real income and essentials.
Calculate exactly how much life insurance you need using the DIME method: debts, income replacement, mortgage, and education costs.
