Credit cards, snowball, avalanche: the fastest, cheapest way out of a balance.
See exactly how many months it will take to pay off your credit card, and how much interest you'll save by paying more than the minimum. Free, instant, no signup.
See aggregate and per-card credit utilization, find the worst-offending card, and the exact paydown needed to hit 30% or 10%.
See how long minimums take to pay off, and how much faster + cheaper a fixed payment finishes the debt.
See if a 0% APR balance transfer actually saves money: fee vs interest, promo math, and the post-promo risk.
Calculate your front-end and back-end DTI, see which loan programs you qualify for, and stress-test new debt before you apply.
Compare current debt vs a consolidation loan: see interest saved, new monthly payment, and the fee math.
See how fast you can become debt-free with the snowball method: pay off your smallest debt first, then roll the payments forward. Compare snowball vs avalanche side by side.
Plan a payoff date for any debt and see how extra payments slash months and interest.
