Roth IRA, 401(k), and the tax-aware accounts that build long-arc freedom.
Calculate how much you need to retire, when you can retire, and whether your current savings rate will get you there. Inflation-adjusted, with Social Security.
See how tax-free Roth IRA growth compounds over decades, how much you’ll have at retirement, and how much tax you’ll save vs a regular brokerage account.
Project tax-deferred growth on a Traditional IRA and compare Traditional vs Roth on the same contribution.
Project annual and lifetime pension payouts, compare survivor options, and run a lump-sum vs annuity present-value test.
Estimate your monthly Social Security benefit at every claiming age. Compare 62, 67, and 70 side-by-side with lifetime payout, break-even, and COLA-adjusted projections.
See how long your retirement portfolio lasts at any withdrawal rate, with inflation adjustments.
Stack Social Security, pension, and portfolio withdrawals to see your real monthly retirement income.
See whether converting your Traditional IRA or 401(k) to a Roth saves you taxes long-term, with side-by-side after-tax retirement values.
See the exact age you can retire: your savings, contributions, and expected return projected against an inflation-adjusted spending target.
Calculate your maximum SEP-IRA contribution for 2026. Handles the half-SE-tax deduction, the $70k cap, and shows tax savings + retirement projection.
Project your 401(k) balance at retirement: your contributions, employer match, growth, and annual income at the 4% rule.
Test how much you can safely withdraw from your retirement portfolio each year, and whether your plan survives a 30, 40, or 50-year horizon at your assumed return.
Test the 4% rule against your own numbers: required nest egg, monthly income, year-by-year balance, and how long your portfolio lasts at 3% through 5% withdrawal rates.
